The Real Estate Market Going Into 2026: What’s Actually Changing for Buyers

The Real Estate Market Going Into 2026: What’s Actually Changing for Buyers

Ken Martello
Published on: 31/12/2025

Many buyers think 2026 is all about waiting for lower rates. In reality, quieter shifts in inventory, negotiation, and buyer behavior are shaping who actually wins.

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When a Refinance Makes Sense as Rates Are Falling

When a Refinance Makes Sense as Rates Are Falling

Ken Martello
Published on: 23/12/2025

As mortgage rates shift, refinancing too early or too aggressively can cost you flexibility. Here is a simple way to decide when a refinance actually makes sense.

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Evidence of Success: A HELOC Client Story

Evidence of Success: A HELOC Client Story

Ken Martello
Published on: 20/12/2025

Two banks said no, but the right structure and the right program made all the difference. Here is a real-world HELOC success story for a business owner.

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DU No Longer Needs a 620 Credit Score and a 50-Year Mortgage?!

DU No Longer Needs a 620 Credit Score and a 50-Year Mortgage?!

Ken Martello
Published on: 19/12/2025

Two major mortgage updates are making waves lately. One is confirmed, the other is still just talk. Here’s what borrowers and agents should actually pay attention to.

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